The RSIA Growth Portfolio for Equities is a conservatively structured portfolio of common equities intended to produce a total return commensurate with current market conditions. RSIA focuses its selection process on those companies that exhibit consistent growth characteristics or those companies that are currently undervalued. Companies that exhibit superior consistency and growth in their sales and earnings that can be purchased at favorable prices make up the majority of the portfolio. Historically, this type of company has produced attractive total returns in excess of stock market averages. The Model Portfolio is diversified, holding shares in numerous companies in industries that are felt to be best positioned to take advantage of the future growth of the world economy.

Individual stock buy and sell decisions are made by the Ryder, Stilwell Investment Advisors Investment Committee. These decisions are executed through individual transactions in our Clients’ managed accounts allocated to this strategy.